A home inspection is a professional evaluation of a property’s condition, covering structure, systems, and safety. It helps buyers identify potential issues before finalizing the purchase. Even newer homes can have hidden defects, so skipping an inspection is never advisable. In my experience, a tho

Earnest money is a deposit you make when submitting an offer to show the seller that you’re serious about buying. It’s typically 1–3% of the purchase price, held in escrow until closing. If the deal goes through, it’s applied toward your down payment or closing costs. In my experience, earnest money

Absolutely — many buyers successfully purchase homes while carrying student loans. The key is managing your debt-to-income (DTI) ratio. Lenders look at your monthly obligations compared to your income, and student loans factor into that calculation. Paying down balances or refinancing loans can help